<?xml version="1.0" encoding="UTF-8"?><urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:news="http://www.google.com/schemas/sitemap-news/0.9"><url><loc>https://www.dpintel.com/p/customer-insult-is-on-the-rise-and-it-has-big-costs</loc><news:news><news:publication><news:name>Digital Payments Intelligence by Ryan Healy | DPIntel</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-06-24T22:06:16+00:00</news:publication_date><news:title>“Customer Insult” is on the rise, and it has big costs.</news:title></news:news></url></urlset>